Our Local Network
Texoma Mortgage Lenders & Trusted Local Pros
A smooth closing takes a good team. These are lenders we've worked with, plus the kinds of local pros we can connect you with for inspections, surveys, septic, docks and more.
You choose
You're never required to use any lender or vendor on this page. Compare at least two lenders, ask questions, and pick who you're comfortable with.
Mortgage lenders we work with
Michelle Castle
Area Manager, Guild Mortgage
NMLS #231122 · Sherman, TX
Brooke Fields
Mortgage Loan Consultant, First United Bank Mortgage Group
NMLS #1484840 · Durant, OK
Cat Terry
Senior Mortgage Advisor / Branch Manager, Success Mortgage Partners
NMLS #1140038 · Ardmore, OK
Brian Harrold
Loan Originator, Gold Mortgage (a division of Canopy Mortgage)
NMLS #318348 · Tulsa, OK
Andi Smith
Mortgage Loan Officer, Mortgage Toolbox, Inc.
NMLS #2243427 · Panama City Beach, FL
LeeAnn Callicoat
AVP & Mortgage Loan Officer, Vision Bank
NMLS #1631905 · Durant, OK
Questions to ask any lender
What loan programs do you offer?
Make sure they do the loan you need — USDA, VA, FHA, conventional, jumbo, land or construction.
Do you lend in both Texas and Oklahoma?
Not every lender is licensed in both states.
Do you do down payment assistance?
TDHCA, TSAHC and OHFA require approved lenders. See first-time buyer programs.
How fast can you close?
Ask for their typical timeline and how they handle appraisals in rural areas.
Can I get a Loan Estimate?
Compare Loan Estimates side by side — rate, points and fees.
Local pros we trust
These local businesses asked to be listed and have worked with our clients around Texoma. We don't get paid for referrals, and you're never required to use anyone here. Always get more than one quote, check licensing and insurance, and ask for references.
🔍 Home inspectors
ABC Inspections
Home, new construction, phase, septic, termite (WDI), pool, thermal & commercial inspections
📍 Grayson & Fannin Co. TX and surrounding counties
Home, sewer scope, septic, termite (WDI), pool & spa, phase & drone roof inspections
📍 Grayson Co. TX + Bryan & Marshall Co. OK
Dawson Nitcholas · 📞 903-815-2560 · Website · Read our spotlight →
Home inspections
📍 Oklahoma, within 100 miles of Durant
Mike Baird · 📞 580-230-0015 · Website · Read our spotlight →
Home, commercial, phase, termite (WDI), septic, well & sewer scope inspections
📍 Texoma (TX & OK) + Granbury
Simon Voight · 📞 903-821-6999 · Website · Read our spotlight →
Rafter B Inspections
Home, pest, foundation, mold, asbestos, septic, water well, water sampling & air quality
📍 Southeast Oklahoma
Spencer Briggs · 📞 580-967-2288 · Website
🐜 Pest control & termite (WDI)
ADVANTECH Pest Services
Pest & termite inspections
📍 Bryan, Marshall, Atoka & Choctaw Co.
Josh Garrett · 📞 580-775-2847 · Website
Advanced Pest Control Services
Pest & termite inspections
📍 Bryan, Marshall, Atoka & Choctaw Co.
Tyson Walters · 📞 580-916-1125 · Website
🚽 Septic systems
🔧 Plumbing, HVAC & electrical
Blackburn Plumbing, Air & Electric
Plumbing, heating & air, electrical, water heaters, and aerobic septic install & repair · 24-hour emergency service
📍 Durant, OK · Sherman & Denison, TX · serving Southeast Oklahoma & North Texas
Billy Blackburn · 📞 580-775-1779 · Website · Read our spotlight →
Rapid Heat & Air
Heating & air conditioning repair, installation & maintenance, ventilation and new construction HVAC
📍 Durant, OK · serving Bryan Co. OK + Sherman, Denison & Pottsboro, TX
Curtis Smith · 📞 (580) 920-5026 · Website · Facebook
Bailey's Innovative Plumbing
Plumbing, drain cleaning, faucet, bathtub & water heater installation (gas & electric), backflow preventers
📍 Caddo, OK
Stampley Electric
Residential electrical · licensed, insured & bonded · free quotes
📍 Kingston, OK · serving Caddo, Calera, Bokchito, Mead, Bennington, Colbert, Silo, Durant & Atoka
Chase Stampley · 📞 (580) 380-7265 · Facebook
🔨 Handyman & make-ready
Shake The House Home Services
Handyman & home services
📍 All of Oklahoma
Michaela Youngblood · 📞 405-595-1323 · Website
Red River Make Ready
Make-ready & repairs
📍 Bryan, Marshall, Grayson, Fannin & Cooke Co.
Randy Belcher · 📞 580-853-3999
🔑 Locksmiths
Kool Key Express
Mobile locksmith: house rekeys & lock changes, lockouts, key cutting, plus car keys, fobs & smart keys
📍 Durant, OK · serving Kingston, Calera, Madill, Atoka, Ardmore, Hugo, Antlers & Ada
Speedy Locksmith
Commercial, residential & auto locksmith: keys made by code, car computer chip keys, reasonable rates · licensed in TX & OK
📍 Sherman, TX · "No distance too far"
🏠 Roofing, painting, masonry & exterior
Interior & exterior painting, cabin & deck staining, cabinets & trim, barn & pipe fence painting, garage floor coatings & pressure washing · free estimates
📍 Antlers, Hugo, Atoka, Clayton, Rattan, Cloudy, Broken Bow & Hochatown, OK
Zachary Rambo · 📞 (843) 809-7519 · Facebook · Read our spotlight →
Power Jack Foundation Repair
Foundation repair, steel driven piers & drainage · lifetime warranty · free estimates
📍 Norman, OK · serving Oklahoma statewide
🏗️ Home builders
Ward Construction
Custom homes, spec homes, land development & commercial construction
📍 Durant, Lake Texoma & Oklahoma City
Kiamichi Custom Homes & Remodeling
Custom homes, remodeling, handyman work & general contracting
📍 Antlers, OK · serving Rattan, Cloudy, Broken Bow & Hochatown
🚜 Excavation, site prep & gravel
Clark Excavation Sand & Gravel
Site prep, house & shop pads, drainage, driveways, concrete, and sand & gravel delivery
📍 Durant, OK · serving Texoma
Kenton Clark · 📞 580-740-4721 · Facebook · Read our spotlight →
KB Improvement Co.
Septic, excavation, house & shop pads, retaining walls, masonry, demolition, haul-off, erosion control, sand & gravel, road development
📍 Colbert, OK · serving OK & TX
Kenton Clark · 📞 580-434-2986 · Facebook · Read our spotlight →
🧹 Cleaning, lawn & junk removal
Sanchez Lawn Service
Mowing, edging, weed eating, leaf blowing, hedge trimming & flowerbed clean-up · residential & commercial · free estimates
📍 Texoma
Trash Hog
Dumpster rental, skid steer work & brush hogging
📍 Texoma
Kenton Clark · 📞 580-740-4721 · Website
The Muscle Co.
Junk removal, gutter cleaning, fence & deck repair and staining, pressure washing & cleaning · free estimates
📍 Howe, TX · serving Sherman, Denison, Van Alstyne, McKinney, Melissa & Anna
🛡️ Insurance & title
Home, auto, umbrella, flood & landlord insurance
📍 Sherman, TX · serving Texas & Oklahoma
Blaine Brawley · 📞 903-710-1409 · Website · Read our spotlight →
Marshall County Abstract Company
Title, abstract, escrow & closing
📍 Madill, OK · Marshall, Bryan, Johnston & Carter Counties
Wade Beard · 📞 580-795-7388 · Website · Read our spotlight →
📋 Home warranty
HWA Home Warranty of America
Buyer home warranties (13-month coverage) and free basic seller listing coverage · optional add-ons like septic
📍 Serving Texas & Southern Oklahoma
Sonja Knight · 📞 940-727-1848 · Website · Read our spotlight →
📸 Real estate photography & media
Red Stem Media
HDR real estate photography, video walkthroughs, drone photography & 3D virtual tours, plus business & wedding media
📍 Sherman, TX · serving Texoma, TX & OK
Devin Usrey · 📞 (903) 818-1509 · Website · Facebook
👕 Signs & printing
Need something not listed, like a surveyor or dock builder? Call (580) 217-7435 and we'll point you to someone we trust.
Local vendor guides: how to hire the right pro in Texoma
Hiring help in a rural, two-state market is a little different than in the city. Here's what we tell our own clients before they pick up the phone.
🔍 Home inspector
Oklahoma inspectors are licensed by the Construction Industries Board (CIB), and Texas inspectors by TREC, so make sure yours is licensed in the state the home is in. Ask for a sample report, what's included (roof, attic, crawlspace, sprinklers, outbuildings), and whether they do septic, well, or pest checks or refer those out. Typical cost runs about $350 to $600 for an average-size home, more for large or rural properties with extra buildings. Book it the day your offer is accepted; inspection periods go fast.
🐜 Termite / WDI inspection
Most lenders (and every VA loan) want a wood-destroying insect report. Termites are common across Texoma, so we recommend one even on cash deals. Expect roughly $75 to $150, and ask if a treatment warranty transfers to the buyer.
🚽 Septic & water well
Lots of homes outside city limits run on septic and a private well. Ask for a septic inspection that includes pumping so the inspector can actually see the tank, plus a well flow test and a water test for bacteria and nitrates. Oklahoma DEQ and Texas TCEQ handle septic permits; ask the seller for any permit or pump records.
📐 Surveyor
For land, lake lots, and anything with fences that may not match the deed, get a boundary survey from a surveyor licensed in that state. Ask whether they'll stake the corners and show easements, flood zones, and improvements. Turnaround can run 2 to 6 weeks in busy seasons, so order early.
⚓ Dock builder & marine
Docks on Lake Texoma sit on U.S. Army Corps of Engineers land and need a Corps permit (a shoreline use license). Before buying a lake home, confirm the dock permit is current and transferable. When hiring a builder, ask about Corps permit experience, frame materials, and storm damage history.
🛡️ Homeowners insurance
Wind and hail drive insurance costs here, and roof age matters a lot. Get quotes early in your contract period, ask about wind/hail deductibles (often a percentage, not a flat amount), and ask about flood coverage for low-lying and lake properties even if the lender doesn't require it.
📜 Title company
Oklahoma deals typically start with an abstract that's updated and examined by an attorney; Texas uses title commitments and policies. For rural land, ask about mineral rights, easements, and any restricted Indian land issues. Pick a title company that works in the county the property is in.
🔨 Contractors & handymen
Get at least two written bids, confirm they carry liability insurance, and don't pay large amounts up front. After a storm, be wary of out-of-town crews knocking on doors; local roofers are around to honor their warranty.
Want to Be Part of Our Local Network?
The Texoma businesses that stick together now are the ones still standing strong five years from now. If you're a lender, inspector, contractor or local pro who takes great care of buyers and sellers, we want to help you grow.
It's free. You'll get your own article on Love My Texoma Home, a spot on this page, shoutouts on our social channels when we have something good to share, and a hand with your Google reviews. We don't charge fees, take referral payments or promise business. We just want our clients to have people they can trust, and we want those people to thrive.
Fill out the form below and we'll reach out to get started. We can't wait to meet you.
Vendor Spotlights: Meet Our Preferred Partners
What our clients say
★★★★★ 5.0 — verified reviews across RateMyAgent, Google, and Zillow
"Brian (& Jonelle) assisted us with selling lake property. He was quick to answer any questions and sold our property quickly."
Christa H. Kingston, OK
"Brian Allen (& Jonelle) did a fantastic job helping us sell our home! … kept us informed, provided expert advice, and didn't stop working until we got the best possible offer."
Alvin Durant, OK
"Very knowledgeable and trustworthy. Although there were challenges with the sale of my home, they kept me informed and handled things with professionalism and efficiency."
Val O. Google review · Kingston, OK
"Selling my home was a big decision, but working with Brian (& Jonelle) made it an absolutely fantastic experience!"
Wynnell Calera, OK
Need a lender or a pro today?
Tell us what you need and where — we'll point you in the right direction.
See LendersFirst-Time Buyer HelpCall (580) 217-7435Love My Texoma Home Team | Regal Realtors (TX) | B&J Co. (OK) — Local Roots. Real Results. Lender and vendor listings are for convenience only. We don't guarantee their services, and you are free to choose any provider. Lender NMLS numbers are listed for verification at nmlsconsumeraccess.org.
Guides & Resources
For Buyers
Buying a Home in TexomaFirst-Time Home Buyer ProgramsNative American Homebuyer ProgramsThe Closing ProcessNew Construction GuideBuying Land & AcreageLenders & Local Pros