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Quick answer: LeeAnn Callicoat (NMLS #1631905) is an AVP and Mortgage Loan Officer at Vision Bank's Durant, OK office on University Boulevard. She's been with Vision Bank for 10 years and helps buyers with FHA, USDA and conventional home loans, first-time buyer financing, land and construction loans, mobile home loans, refinancing and home equity lines of credit. Call her at 580-513-2830. We're glad to welcome her as a Love My Texoma Home preferred lender.
🏡 Meet Vision Bank: A Hometown Oklahoma Bank With a Lender in Durant
LeeAnn Callicoat, AVP & Mortgage Loan Officer at Vision Bank in Durant. Photo courtesy of Vision Bank.
Buying a home around Lake Texoma starts long before the first showing. You need someone who can tell you what you can afford, which loan fits and what the process will look like. This Vendor Spotlight is LeeAnn Callicoat with Vision Bank, a community bank that has served Oklahoma since 1901 and has had a home in Durant since 2006.
💙 Who Is Vision Bank?
Vision Bank has been around for more than 125 years. It's locally owned and managed, with offices across East Central, South Central and Southeast Oklahoma, including Ada, Sulphur, Davis, Shawnee, Norman and Durant. That local ownership means loan decisions are made by people who live in the same towns and drive the same roads as their customers.
Their Durant office sits on University Boulevard near Southeastern Oklahoma State University and has served local families, businesses and the SOSU community for nearly two decades. If you're relocating, our Moving to Durant, Oklahoma articles are a good place to get your bearings.
👋 Who Is LeeAnn Callicoat?
LeeAnn has been with Vision Bank for 10 years and works out of the Durant office as an AVP and Mortgage Loan Officer. That kind of tenure matters. She knows the bank's process inside and out, and she knows the local market, which helps when you're comparing a starter home in town with a few acres outside it.
She told us she works with buyers in both Oklahoma and Texas. If you're shopping on the Texas side of the lake, just mention the property's location when you call so she can walk you through your options.
🏦 What Kind of Home Loans Does Vision Bank Offer?
Vision Bank offers both conventional and government-backed mortgages, and when they sent us their info they listed a wide range of programs that fit how people actually buy around Texoma:
- First-time homebuyer loans: help understanding what you qualify for and how to get there. Our first-time home buyer programs guide is a good primer before you call.
- FHA loans: a common option for buyers with a smaller down payment.
- USDA loans: for eligible homes in eligible rural areas, and plenty of the Texoma region is rural.
- Conventional loans: the traditional route for many home purchases.
- Mobile home loans: FHA and conventional financing, offered as 30-year fixed-rate loans.
- Land-only loans: for buying a lot or acreage, with a 30-year payment term.
- Construction loans: for building from the ground up. If you're thinking about building in Bryan County, see our spotlights on Ward Construction and Clark Excavation.
- Refinancing: lower a payment, change your term or adjust your rate.
- Home equity line of credit (HELOC): tap your equity for a remodel, a repair or a big expense.
Vision Bank also makes boat loans and RV loans, which is handy in lake country. Eligibility and terms depend on you and the property, so the best next step is a conversation with LeeAnn.
🌳 Buying Land or Building Near the Lake
A lot of people come to Texoma dreaming of a piece of land and a place of their own. Pairing a land-only loan with a construction loan is a handy setup if you plan to buy a lot now and build later, or if you want to talk through both steps with one lender. Before you pick a spot, read our guide to buying land in Texoma, our article on how to buy land near Lake Texoma, and browse land under 5 acres or 5 to 10 acre tracts. If the land isn't on city sewer, our septic systems guide is worth a read.
🏠 Mobile and Manufactured Home Financing
Not every lender will finance a mobile home. Vision Bank says they offer both FHA and conventional mobile home loans on a 30-year fixed rate. If you're considering one around Texoma, ask LeeAnn what the home and the property need to qualify.
📍 Buying in Durant and Around Lake Texoma
Vision Bank's Durant office at 2514 University Boulevard. Photo courtesy of Vision Bank.
Durant is one of the fastest-growing towns on the Oklahoma side of Lake Texoma, and the Durant office is a short drive from Calera, Colbert and Kingston. Browse homes for sale in Durant, OK, new construction in Durant, homes in Calera, homes in Kingston or Lake Texoma homes for sale. Curious what's being built? Read about Durant's new construction boom.
❓ Questions to Ask Any Lender Before You Buy
- Which loan options fit my budget, credit and down payment, and what are the tradeoffs?
- What documents will you need from me, and when?
- What's the typical timeline from application to closing?
- Do you lend on rural, acreage or lake properties, and does the property's state matter?
- Who will be my point of contact if I have questions along the way?
A good lender welcomes these questions. Once you're under contract, read up on which contingencies to include when buying on Lake Texoma and how the closing process works in Texas and Oklahoma.
📞 How to Reach Vision Bank in Durant
- Loan officer: LeeAnn Callicoat, AVP & Mortgage Loan Officer
- Cell: 580-513-2830
- Office: 580-931-6503
- Address: 2514 University Boulevard, Durant, OK 74701
- Lobby hours: Monday to Friday, 9 a.m. to 5 p.m. Drive-thru: Monday to Friday, 7:30 a.m. to 6 p.m., and Saturday, 9 a.m. to noon.
- Website: visionbank.bank
- Facebook: Vision Bank
- Licensing: LeeAnn Callicoat NMLS #1631905 | Vision Bank NMLS #402156. Verify at nmlsconsumeraccess.org.
When you call, let her know you found her through Love My Texoma Home. You can also see all of our trusted partners on our Texoma Preferred Lenders & Vendors page.
Frequently Asked Questions
Where is Vision Bank's Durant office?
2514 University Boulevard, Durant, OK 74701, near Southeastern Oklahoma State University. The Durant office has been open since 2006.
How long has Vision Bank been in business?
Vision Bank has served Oklahoma since 1901. It's a locally owned and managed community bank.
What types of home loans does Vision Bank offer?
First-time homebuyer, FHA, USDA and conventional loans, mobile home loans, land-only loans, construction loans, refinancing and home equity lines of credit.
Does Vision Bank offer FHA or USDA loans?
Yes. Vision Bank lists both FHA and USDA home loans. USDA loans apply to eligible homes in eligible rural areas, so ask LeeAnn whether a specific property qualifies.
Does Vision Bank finance mobile homes?
Yes. Vision Bank offers FHA and conventional mobile home loans on a 30-year fixed rate. Ask LeeAnn what the home and the land need to qualify.
Can I get a land loan through Vision Bank?
Yes. Vision Bank offers land-only loans with a 30-year payment term, as well as construction loans if you plan to build.
Can Vision Bank finance a home I want to build near Lake Texoma?
Yes. Vision Bank offers construction loans. Call LeeAnn at 580-513-2830 to talk through your plans, your land and your timeline.
How long has LeeAnn Callicoat been with Vision Bank?
LeeAnn has been with Vision Bank for 10 years.
Do I have to use Vision Bank if I'm working with Love My Texoma Home?
No. You're free to compare lenders and choose whoever you're most comfortable with. See our full Preferred Lenders & Vendors list for more options.
You choose: you're never required to use any lender or vendor we feature. Compare options and choose who you're comfortable with. Vision Bank is an Equal Housing Lender. This article is general information, not a loan offer or commitment to lend.
