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Why We Have to Ask You to Sign a Buyer-Broker Agreement Before We Show You a House

Oct 25, 2026 • 4 min read

Why We Have to Ask You to Sign a Buyer-Broker Agreement Before We Show You a House

Since the industry-wide changes that followed the August 2024 NAR settlement, agents in both Texas and Oklahoma are now required to have a signed, written buyer representation agreement in place before touring homes with a buyer — not after. We don't love having to ask for a signature before you've even seen a house. But it's the rule now, and here's honestly what it does and doesn't mean for you

Texoma Home Buying 101

Recent Blogs

First Time Home Buyer - Is FHA Loan Right
Oct 30, 2026 7 min read
First Time Home Buyer - Is FHA Loan Right

Yes, an FHA loan is often a smart fit for a first-time home buyer — especially if your credit score sits in the mid-to-high 500s or low 600s, you have limited cash for a down payment, or your debt-to-income ratio would make a conventional loan a tougher sell. FHA loans let qualified buyers put down as little as 3.5%, accept credit scores as low as 500 to 580, and offer more flexible underwriting

Why We Have to Ask You to Sign a Buyer-Broker Agreement Before We Show You a House
Oct 25, 2026 4 min read
Why We Have to Ask You to Sign a Buyer-Broker Agreement Before We Show You a House

Since the industry-wide changes that followed the August 2024 NAR settlement, agents in both Texas and Oklahoma are now required to have a signed, written buyer representation agreement in place before touring homes with a buyer — not after. We don't love having to ask for a signature before you've even seen a house. But it's the rule now, and here's honestly what it does and doesn't mean for you

What Happens at the Abstract Office While We Are Waiting?
Oct 23, 2026 5 min read
What Happens at the Abstract Office While We Are Waiting?

Quick answer: In Oklahoma, the abstract office (usually an abstract and title company) brings your property's abstract of title up to date, a title attorney examines it, any problems in the chain of ownership get cleared up, and then the title insurance commitment is issued so you can close. It's the behind-the-scenes work that proves the seller can actually sell you the property.Every buyer hits

Want to Buy a Home? Learn How Credit Works
Oct 22, 2026 7 min read
Want to Buy a Home? Learn How Credit Works

Your credit score is one of the biggest factors in whether you qualify for a mortgage, what loan programs you're eligible for, and how much you'll pay in interest over the life of your loan. In simple terms, a higher credit score signals to lenders that you're a lower-risk borrower, which typically unlocks lower minimum down payments and better interest rates, while a lower score can mean higher

PCS Moving to Texoma? A Military Family's Guide to Buying With a VA Loan
Oct 22, 2026 8 min read
PCS Moving to Texoma? A Military Family's Guide to Buying With a VA Loan

If you're PCSing to the Texoma area and planning to buy with a VA loan, here's what matters most: you'll need a Certificate of Eligibility (COE), you can typically buy with $0 down and no monthly mortgage insurance, your appraisal will check for both value and VA Minimum Property Requirements (MPRs), and your house-hunting window is likely shorter than a typical civilian buyer's. Understanding th

Under Contract in Texoma? 5 Mistakes That Delay Closing
Oct 16, 2026 4 min read
Under Contract in Texoma? 5 Mistakes That Delay Closing

Quick answer: Most Texoma closings that slip past their date don't blow up over one big problem. They stall on small, avoidable mistakes in the first two weeks after the offer is accepted: a late earnest money delivery, an inspector booked too late, a new credit card during underwriting, an insurance quote that shows up at the last minute, or a wire sent to the wrong account. Here are the five we

The Math We Wish Every First-Time Buyer Saw Before Touring a Single House
Oct 14, 2026 3 min read
The Math We Wish Every First-Time Buyer Saw Before Touring a Single House

Before you tour a single house, run four numbers: your real monthly payment (not just principal and interest), what a rate move does to your buying power, where PMI kicks in, and how much cash you actually need at closing. Skip this and it's easy to fall in love with a house near Lake Texoma that your pre-approval letter says you can "afford" but your monthly budget can't actually carry comfortab

Finding a Banker in Texoma
Oct 13, 2026 7 min read
Finding a Banker in Texoma

The right lender for a Texoma home purchase is rarely the one with the flashiest online rate quote — it's the one who actually understands how homes close in this region. Because the Lake Texoma area straddles the Texas-Oklahoma line and mixes rural land, waterfront property, and small-town communities, your best bet is usually a mix of comparison shopping and choosing at least one local bank, cr

Meet Ivy League Home Inspections: Home Inspector in Sherman, Denison & Durant
Oct 10, 2026 4 min read
Meet Ivy League Home Inspections: Home Inspector in Sherman, Denison & Durant

Quick answer: Ivy League Home Inspections is a locally owned home inspection company based in Sherman, TX. Owner and inspector Dawson Nitcholas is licensed in both Texas (TREC #25341) and Oklahoma (#70002742), specializes in sewer scope and septic inspections, and usually delivers reports within 24 hours. Call or text 903-815-2560.If you're buying a home around Lake Texoma, the inspection may be

Top 5 Questions Buyers Ask About Buying a Home in Calera
Oct 9, 2026 7 min read
Top 5 Questions Buyers Ask About Buying a Home in Calera

Buyers relocating to the Lake Texoma region are increasingly looking a few miles south of Durant to Calera, OK, a fast-growing Bryan County community with newer subdivisions and easy highway access. Here are the five questions we hear most often from people considering a move to Calera: what daily life is like, what homes cost, how the schools stack up, how long the commute really is, and which O

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