Blog Category - Financing & Lending

Oct 8, 2026 • 5 min read

Meet First United Mortgage: Brooke Fields, Mortgage Lender in Durant, OK

Quick answer: Brooke Fields (NMLS #1484840) is a Mortgage Loan Consultant with First United Mortgage Group at 1400 W. Main St. in Durant, OK. She's worked in mortgage lending since 2013 and helps buyers with first homes, move-up homes, FHA, VA and conventional loans, construction and renovation loans, and refinancing in both Oklahoma and Texas. Call her at (580) 367-0593. We're glad to welcome he

Financing & Lending

Recent Blogs

Oct 30, 2026 7 min read

First Time Home Buyer - Is FHA Loan Right

Yes, an FHA loan is often a smart fit for a first-time home buyer — especially if your credit score sits in the mid-to-high 500s or low 600s, you have limited cash for a down payment, or your debt-to-income ratio would make a conventional loan a tougher sell. FHA loans let qualified buyers put down as little as 3.5%, accept credit scores as low as 500 to 580, and offer more flexible underwriting

Oct 22, 2026 7 min read

Want to Buy a Home? Learn How Credit Works

Your credit score is one of the biggest factors in whether you qualify for a mortgage, what loan programs you're eligible for, and how much you'll pay in interest over the life of your loan. In simple terms, a higher credit score signals to lenders that you're a lower-risk borrower, which typically unlocks lower minimum down payments and better interest rates, while a lower score can mean higher

Oct 22, 2026 8 min read

PCS Moving to Texoma? A Military Family's Guide to Buying With a VA Loan

If you're PCSing to the Texoma area and planning to buy with a VA loan, here's what matters most: you'll need a Certificate of Eligibility (COE), you can typically buy with $0 down and no monthly mortgage insurance, your appraisal will check for both value and VA Minimum Property Requirements (MPRs), and your house-hunting window is likely shorter than a typical civilian buyer's. Understanding th

Oct 16, 2026 4 min read

Under Contract in Texoma? 5 Mistakes That Delay Closing

Quick answer: Most Texoma closings that slip past their date don't blow up over one big problem. They stall on small, avoidable mistakes in the first two weeks after the offer is accepted: a late earnest money delivery, an inspector booked too late, a new credit card during underwriting, an insurance quote that shows up at the last minute, or a wire sent to the wrong account. Here are the five we

Oct 13, 2026 7 min read

Finding a Banker in Texoma

The right lender for a Texoma home purchase is rarely the one with the flashiest online rate quote — it's the one who actually understands how homes close in this region. Because the Lake Texoma area straddles the Texas-Oklahoma line and mixes rural land, waterfront property, and small-town communities, your best bet is usually a mix of comparison shopping and choosing at least one local bank, cr

Oct 8, 2026 5 min read

Meet First United Mortgage: Brooke Fields, Mortgage Lender in Durant, OK

Oct 8, 2026 5 min read

Meet Vision Bank: LeeAnn Callicoat, Mortgage Lender in Durant, OK

Quick answer: LeeAnn Callicoat (NMLS #1631905) is an AVP and Mortgage Loan Officer at Vision Bank's Durant, OK office on University Boulevard. She's been with Vision Bank for 10 years and helps buyers with FHA, USDA and conventional home loans, first-time buyer financing, land and construction loans, mobile home loans, refinancing and home equity lines of credit. Call her at 580-513-2830. We're g

Oct 2, 2026 3 min read

Meet Guild Mortgage: Michelle Castle, Mortgage Lender in Sherman, TX

Quick answer: Guild Mortgage Company's Michelle Castle (NMLS #231122) is a mortgage loan originator based in Sherman, TX who has helped families with home loans since 1996. She's authorized in Texas and Oklahoma and works with first-time buyers with limited funds, self-employed borrowers, investors, and move-up buyers and downsizers across North Texas and Southern Oklahoma. Call 903-957-3127. We'

Oct 2, 2026 3 min read

Meet Gold Mortgage: Brian Harrold, Mortgage Lender for Texoma Home Buyers

Quick answer: Gold Mortgage is a mortgage lender led locally by loan originator Brian Harrold (NMLS #318348), who has 19 years in the mortgage business. Brian offers conventional, FHA, VA and USDA home loans and is licensed in Oklahoma. His approach is to solve problems before they become problems. Call or text 580-745-4522. We're glad to welcome him as a Love My Texoma Home preferred lender.If y

Oct 1, 2026 4 min read

Meet Mortgage Concierge LLC: Mortgage Broker Serving Texas & Oklahoma Home Buyers

Quick answer: Mortgage Concierge LLC is a mortgage brokerage led by loan officer Andi Smith (NMLS #2243427) that helps home buyers and homeowners across Texas and Oklahoma. As a broker, she can compare loan options instead of sticking to one bank's menu, and she works with FHA, VA, USDA, Section 184, conventional, jumbo, land, construction, renovation, DSCR and bank statement loans. Call or text

Blog Category - Financing & Lending

Meet First United Mortgage: Brooke Fields, Mortgage Lender in Durant, OK

Recent Blogs

First Time Home Buyer - Is FHA Loan Right

Want to Buy a Home? Learn How Credit Works

PCS Moving to Texoma? A Military Family's Guide to Buying With a VA Loan

Under Contract in Texoma? 5 Mistakes That Delay Closing

Finding a Banker in Texoma

Meet First United Mortgage: Brooke Fields, Mortgage Lender in Durant, OK

Meet Vision Bank: LeeAnn Callicoat, Mortgage Lender in Durant, OK

Meet Guild Mortgage: Michelle Castle, Mortgage Lender in Sherman, TX

Meet Gold Mortgage: Brian Harrold, Mortgage Lender for Texoma Home Buyers

Meet Mortgage Concierge LLC: Mortgage Broker Serving Texas & Oklahoma Home Buyers

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