Blog Category - Texoma Home Buying 101

Oct 25, 2026 • 4 min read

Why We Have to Ask You to Sign a Buyer-Broker Agreement Before We Show You a House

Since the industry-wide changes that followed the August 2024 NAR settlement, agents in both Texas and Oklahoma are now required to have a signed, written buyer representation agreement in place before touring homes with a buyer — not after. We don't love having to ask for a signature before you've even seen a house. But it's the rule now, and here's honestly what it does and doesn't mean for you

Texoma Home Buying 101

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Feb 22, 2025 3 min read

Is an FHA Loan Right for You? A First-Time Home Buyer Guide for Texoma (TX & OK)

Quick answer: An FHA loan can be a great fit for a first-time buyer in Texoma if you have a modest down payment or a credit score that isn't perfect. With a 580+ score you may qualify with 3.5% down. The catch: the house has to pass an FHA appraisal for safety and livability, so condition matters as much as your credit.We talk with a lot of first-time buyers in Sherman, Denison, and Durant who ha

Feb 6, 2025 5 min read

10 Home Buying Tips for New Buyers in Texoma: Buy Your First Home With Confidence

Quick answer: The most important home buying tips for new buyers are simple: save for more than the down payment, get pre-approved before you shop, look into first-time buyer programs, and work with a local agent. Then choose a home with resale in mind, inspect carefully, and budget for taxes, insurance and repairs. In Texoma, add well, septic, flood zone and Texas-vs-Oklahoma differences to your

Feb 6, 2025 3 min read

Homes for Sale in Denison, TX Under $500K: What Your Budget Buys

Quick answer: Homes for sale in Denison, TX under $500,000 cover a wide range: three- and four-bedroom single-family homes, restored historic houses near downtown, new construction with energy-efficient features, and some homes on acreage. Denison's spot on US-75, minutes from Lake Texoma, makes it a practical choice for buyers who want value without giving up convenience.Denison is one of our fa

Feb 4, 2025 3 min read

Affordable Homes for Sale in Durant, OK Under $200K: A First-Time Buyer's Guide

Quick answer: Yes, you can still find homes for sale in Durant, OK under $200,000. In early 2025 the median price in Durant was reported around $245,900, so sub-$200K homes sit below the middle of the market: typically older two- and three-bedroom houses, starter homes and some fixer-uppers. Get pre-approved first, since well-priced homes in this range can move quickly.Durant is the county seat o