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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

Texoma Home Buying 101

Financing & Lending

Recent Blog Posts

Feb 25, 2021 1 min read

SOLD: 1001 Panther Lookout, Calera, OK – Home

✅ SOLD · FEBRUARY 25, 2021We just closed on 1001 Panther Lookout in Calera, Oklahoma, a home with 2 square feet. It closed on February 25, 2021. We were proud to represent the seller.$167,000Sold price2Square feet2021 acresLot size$83500Price per sq ft1459Year builtSellerWe representedHere is what the MLS and public record show for this home:If you are curious what your home would sell for in tod

Feb 24, 2021 1 min read

SOLD: 637 Lot 1 Lake Meadow Loop, Durant, OK – Land

✅ SOLD · FEBRUARY 24, 2021We just closed on 637 Lot 1 Lake Meadow Loop in Durant, Oklahoma, a property. It closed on February 24, 2021. We were proud to represent the seller.$200,500Sold priceSellerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the current view at this address. It may differ from how the property looked at closing.

Feb 22, 2021 1 min read

SOLD: 7140 C. Street, Kingston, OK – 3 Bed, 2.5 Bath Home

✅ SOLD · FEBRUARY 22, 2021We just closed on 7140 C. Street in Kingston, Oklahoma, a 3 bedroom, 2.5 bath home with 2,142 square feet. It closed on February 22, 2021. We were proud to represent the seller.$232,500Sold price3 bd / 2.5 baBedrooms / baths2,142Square feet0.31 acLot size$109Price per sq ft1962Year builtSellerWe representedHere is what the MLS and public record show for this property:Pho

Feb 22, 2021 1 min read

SOLD: 60 Fawn Road, Calera, OK – Land

✅ SOLD · FEBRUARY 22, 2021We just closed on 60 Fawn Road in Calera, Oklahoma, a property. It closed on February 22, 2021. We were proud to represent the buyer.$196,000Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a free, no-pres

Feb 19, 2021 1 min read

SOLD: 224 W Pine, Durant, OK – Land

✅ SOLD · FEBRUARY 19, 2021We just closed on 224 W Pine in Durant, Oklahoma, a property. It closed on February 19, 2021. We were proud to represent the seller.$116,000Sold priceSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a free, no-pres

Feb 19, 2021 1 min read

SOLD: 15 Green Meadows Street, Calera, OK – Land

✅ SOLD · FEBRUARY 19, 2021We just closed on 15 Green Meadows Street in Calera, Oklahoma, a property. It closed on February 19, 2021. We were proud to represent the buyer.$293,000Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a fr

Feb 17, 2021 1 min read

SOLD: 399 Lot 11 Lake Meadow Loop, Durant, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 17, 2021We just closed on 399 Lot 11 Lake Meadow Loop in Durant, Oklahoma, a 3 bedroom, 2 bath home with 1,863 square feet. It closed on February 17, 2021. We were proud to represent the seller.$217,500Sold price3 bd / 2 baBedrooms / baths1,863Square feet0.52 acLot size$117Price per sq ft2021Year builtSellerWe representedHere is what the MLS and public record show for this prope

Feb 15, 2021 1 min read

SOLD: 511 N 6th Street, Madill, OK – Land

✅ SOLD · FEBRUARY 15, 2021We just closed on 511 N 6th Street in Madill, Oklahoma, a property. It closed on February 15, 2021. We were proud to represent the buyer.$109,900Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a free, no-