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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

Texoma Home Buying 101

Financing & Lending

Recent Blog Posts

Dec 6, 2019 1 min read

SOLD: 118 SW N. Street, Antlers, OK – 3 Bed, 1 Bath Home

✅ SOLD · DECEMBER 6, 2019We just closed on 118 SW N. Street in Antlers, Oklahoma, a 3 bedroom, 1 bath home with 1,404 square feet. It closed on December 6, 2019. We were proud to represent the buyer.$84,900Sold price3 bd / 1 baBedrooms / baths1,404Square feet0.36 acresLot size$60Price per sq ft1994Year builtBuyerWe representedHere is what the MLS and public record show for this home:If you are cu

Dec 3, 2019 1 min read

SOLD: 3371 Pleasant Hill Road, Caddo, OK – Land

✅ SOLD · DECEMBER 3, 2019We just closed on 3371 Pleasant Hill Road in Caddo, Oklahoma, a property. It closed on December 3, 2019. We were proud to represent the buyer.$345,000Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a free,

Dec 2, 2019 1 min read

SOLD: 3425 Lazy Lane, Durant, OK – 3 Bed, 2 Bath Home

✅ SOLD · DECEMBER 2, 2019We just closed on 3425 Lazy Lane in Durant, Oklahoma, a 3 bedroom, 2 bath home. It closed on December 2, 2019. We were proud to represent both the buyer and the seller.$185,000Sold price3 bd / 2 baBedrooms / baths0.19 acLot size2019Year builtBoth sidesWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the curren

Nov 29, 2019 1 min read

SOLD: 35022 Ew 1420 Street, Konawa, OK – Land

✅ SOLD · NOVEMBER 29, 2019We just closed on 35022 Ew 1420 Street in Konawa, Oklahoma, a property. It closed on November 29, 2019. We were proud to represent the buyer.$229,900Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the current view at this address. It may differ from how the property looked at closing. We did n

Nov 26, 2019 1 min read

SOLD: 86 Johnson Road, Denison, TX – 0.05 Acre of Land

✅ SOLD · NOVEMBER 26, 2019We just closed on 86 Johnson Road in Denison, Texas, a 0.05-acre lot. It closed on November 26, 2019. We were proud to represent the buyer.$155,000Sold price0.05 acLot sizeBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put tog

Nov 25, 2019 1 min read

SOLD: 26220 US Hwy 70 Highway, Bokchito, OK – 3 Bed, 2 Bath Home

✅ SOLD · NOVEMBER 25, 2019We just closed on 26220 US Hwy 70 Highway in Bokchito, Oklahoma, a 3 bedroom, 2 bath home with 1,553 square feet. It closed on November 25, 2019. We were proud to represent the seller.$155,000Sold price3 bd / 2 baBedrooms / baths1,553Square feet1 acresLot size$100Price per sq ft2012Year builtSellerWe representedHere is what the MLS and public record show for this home:If

Nov 25, 2019 1 min read

SOLD: 1007 W Tishomingo Street, Madill, OK – 3 Bed, 1 Bath Home

✅ SOLD · NOVEMBER 25, 2019We just closed on 1007 W Tishomingo Street in Madill, Oklahoma, a 3 bedroom, 1 bath home with 1,010 square feet. It closed on November 25, 2019. We were proud to represent the buyer.$79,500Sold price3 bd / 1 baBedrooms / baths1,010Square feet0.16 acresLot size$79Price per sq ft1940Year builtBuyerWe representedHere is what the MLS and public record show for this home:If y

Nov 22, 2019 1 min read

SOLD: 416 N 5th Avenue, Durant, OK – Land

✅ SOLD · NOVEMBER 22, 2019We just closed on 416 N 5th Avenue in Durant, Oklahoma, a property. It closed on November 22, 2019. We were proud to represent both the buyer and the seller.$89,000Sold priceBoth sidesWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will