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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

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Financing & Lending

Recent Blog Posts

Mar 5, 2019 1 min read

SOLD: 109 Roberts Street, Bokchito, OK – 3 Bed, 2 Bath Home

✅ SOLD · MARCH 5, 2019We just closed on 109 Roberts Street in Bokchito, Oklahoma, a 3 bedroom, 2 bath home with 1,500 square feet. It closed on March 5, 2019. We were proud to represent the buyer.$86,500Sold price3 bd / 2 baBedrooms / baths1,500Square feet$58Price per sq ftBuyerWe representedHere is what the MLS and public record show for this home:If you are curious what your home would sell for

Feb 28, 2019 1 min read

SOLD: 39208 Us Highway 70, Bennington, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 28, 2019We just closed on 39208 Us Highway 70 in Bennington, Oklahoma, a 3 bedroom, 2 bath home with 2,200 square feet. It closed on February 28, 2019. We were proud to represent the buyer.$152,000Sold price3 bd / 2 baBedrooms / baths2,200Square feet$69Price per sq ftBuyerWe representedHere is what the MLS and public record show for this property:Street View image © Google, show

Feb 25, 2019 1 min read

SOLD: 3516 Rock Bluff Dr, Durant, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 25, 2019We just closed on 3516 Rock Bluff Dr in Durant, Oklahoma, a 3 bedroom, 2 bath home with 1,456 square feet. It closed on February 25, 2019. We were proud to represent both the buyer and the seller.$163,000Sold price$162,000List price100.6%Of list price3 bd / 2 baBedrooms / baths1,456Square feet0.19 acLot size$112Price per sq ft2019Year builtBoth sidesWe representedHere is

Feb 22, 2019 1 min read

SOLD: 21 Oak Street, Cartwright, OK – 2 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 22, 2019We just closed on 21 Oak Street in Cartwright, Oklahoma, a 2 bedroom, 2 bath home with 1,645 square feet. It closed on February 22, 2019. We were proud to represent the buyer.$55,000Sold price2 bd / 2 baBedrooms / baths1,645Square feet$33Price per sq ftBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If

Feb 22, 2019 1 min read

SOLD: 19179 E Sandy Spring Road, Atoka, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 22, 2019We just closed on 19179 E Sandy Spring Road in Atoka, Oklahoma, a 3 bedroom, 2 bath home with 1,792 square feet. It closed on February 22, 2019. We were proud to represent the seller.$106,000Sold price3 bd / 2 baBedrooms / baths1,792Square feet$59Price per sq ftSellerWe representedHere is what the MLS and public record show for this home:If you are curious what your home

Feb 21, 2019 1 min read

SOLD: 813 N Mckinley Ave, Calera, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 21, 2019We just closed on 813 N Mckinley Ave in Calera, Oklahoma, a 3 bedroom, 2 bath home with 1,479 square feet. It closed on February 21, 2019. We were proud to represent both the buyer and the seller.$142,500Sold price3 bd / 2 baBedrooms / baths1,479Square feet0.25 acLot size$96Price per sq ft2019Year builtBoth sidesWe representedHere is what the MLS and public record show f

Feb 14, 2019 1 min read

SOLD: 812 S Mckinley Ave, Calera, OK – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 14, 2019We just closed on 812 S Mckinley Ave in Calera, Oklahoma, a 3 bedroom, 2 bath home with 1,515 square feet. It closed on February 14, 2019. We were proud to represent both the buyer and the seller.$149,500Sold price3 bd / 2 baBedrooms / baths1,515Square feet0.2 acLot size$99Price per sq ft2019Year builtBoth sidesWe representedHere is what the MLS and public record show fo

Feb 8, 2019 1 min read

SOLD: 1608 S Crestview Road, Atoka, OK – 2 Bed, 1 Bath Home

✅ SOLD · FEBRUARY 8, 2019We just closed on 1608 S Crestview Road in Atoka, Oklahoma, a 2 bedroom, 1 bath home with 1,098 square feet. It closed on February 8, 2019. We were proud to represent the seller.$144,000Sold price2 bd / 1 baBedrooms / baths1,098Square feet$131Price per sq ftSellerWe representedHere is what the MLS and public record show for this home:If you are curious what your home woul