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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

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Recent Blog Posts

Jun 7, 2017 1 min read

SOLD: 38 Hoot Loop, Cartwright, OK – 4 Bed, 3 Bath Home

✅ SOLD · JUNE 7, 2017We closed on 38 Hoot Loop in Cartwright, Oklahoma, a 4 bedroom, 3 bath home with 1,917 square feet, and we were proud to represent the seller.$95,500Sold price4 bd / 3 baBeds and baths1,917Square feet$49.82Price per sq ftSellerWe representedHere is what the MLS record shows for this Cartwright home:If you're curious what your home would bring, we'll put together a free broker

Jun 6, 2017 1 min read

SOLD: 301 Northridge Street, Durant, OK – 3 Bed, 2 Bath Home

✅ SOLD · JUNE 6, 2017We just closed on 301 Northridge Street in Durant, Oklahoma, a 3 bedroom, 2 bath home with 1,587 square feet. It closed on June 6, 2017. We were proud to represent the seller.$126,000Sold price3 bd / 2 baBedrooms / baths1,587Square feet$79Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the cu

Jun 5, 2017 1 min read

SOLD: 303 W McKennon Street, Calera, OK – 2 Bed, 1 Bath Home

✅ SOLD · JUNE 5, 2017We just closed on 303 W McKennon Street in Calera, Oklahoma, a 2 bedroom, 1 bath home with 1,200 square feet. It closed on June 5, 2017. We were proud to represent the seller.$89,000Sold price2 bd / 1 baBedrooms / baths1,200Square feet$74Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the cur

Jun 1, 2017 1 min read

SOLD: 403 E Preston Gln, Gunter, TX – Home

✅ SOLD · JUNE 1, 2017We just closed on 403 E Preston Gln in Gunter, Texas, a home with 1,868 square feet. It closed on June 1, 2017. We were proud to represent the seller.$215,000Sold price1,868Square feet$115Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the current view at this address. It may differ from how

May 15, 2017 1 min read

SOLD: 1986 E Hopson Rd, Atoka, OK – 3 Bed, 1 Bath Home

✅ SOLD · MAY 15, 2017We just closed on 1986 E Hopson Rd in Atoka, Oklahoma, a 3 bedroom, 1 bath home with 1,792 square feet. It closed on May 15, 2017. We were proud to represent the buyer.$103,000Sold price3 bd / 1 baBedrooms / baths1,792Square feet$57Price per sq ftBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are cu

May 3, 2017 1 min read

SOLD: 961 Wenk Ct, Aubrey, TX – 4 Bed, 3 Bath Home

✅ SOLD · MAY 3, 2017We just closed on 961 Wenk Ct in Aubrey, Texas, a 4 bedroom, 3 bath home with 2,483 square feet. It closed on May 3, 2017. We were proud to represent the seller.$247,500Sold price4 bd / 3 baBedrooms / baths2,483Square feet$100Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious

May 1, 2017 1 min read

SOLD: 609 W Smiser Road, Calera, OK – 3 Bed, 2 Bath Home

✅ SOLD · MAY 1, 2017We just closed on 609 W Smiser Road in Calera, Oklahoma, a 3 bedroom, 2 bath home with 1,248 square feet. It closed on May 1, 2017. We were proud to represent both the buyer and the seller.$115,000Sold price3 bd / 2 baBedrooms / baths1,248Square feet$92Price per sq ftBoth sidesWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the

Apr 27, 2017 1 min read

SOLD: 409 S 3rd Street, Calera, OK – 2 Bed, 2 Bath Home

✅ SOLD · APRIL 27, 2017We just closed on 409 S 3rd Street in Calera, Oklahoma, a 2 bedroom, 2 bath home with 896 square feet. It closed on April 27, 2017. We were proud to represent the seller.$38,000Sold price2 bd / 2 baBedrooms / baths896Square feet$42Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are