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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

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Jan 20, 2022 1 min read

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Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

Recent Blog Posts

SOLD: 1000 Panther Lookout, Calera, OK – Land

SOLD: 1014 Panther Lookout, Calera, OK – 3 Bed, 2 Bath Home

SOLD: 2500 W Mockingbird, Silo, OK – 4-Bed, 2-Bath Home Sold in Silo

SOLD: 350 S Perry Dr, Kenefic, OK – Land

SOLD: 909 Brookside Drive, Durant, OK – 3-Bed, 1-Bath Home Sold in Durant

SOLD: 712 Horse Run, Calera, OK – Land

SOLD: 612 Horse Run, Calera, OK – Home

SOLD: 5789 Cedar Ridge Road, Kingston, OK – 3-Bed, 2-Bath Home Sold in Kingston

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