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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

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Recent Blog Posts

Mar 15, 2018 1 min read

SOLD: 216 N Old Broom Road, Atoka, OK – Land

✅ SOLD · MARCH 15, 2018We just closed on 216 N Old Broom Road in Atoka, Oklahoma, a property. It closed on March 15, 2018. We were proud to represent the seller.$215,000Sold priceSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put together a free, no-p

Mar 15, 2018 1 min read

SOLD: 2148 N Old Broom Rd, Atoka, OK – 4 Bed, 3 Bath Home

✅ SOLD · MARCH 15, 2018We just closed on 2148 N Old Broom Rd in Atoka, Oklahoma, a 4 bedroom, 3 bath home with 3,209 square feet. It closed on March 15, 2018. We were proud to represent the seller.$215,000Sold price4 bd / 3 baBedrooms / baths3,209Square feet$67Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If y

Mar 14, 2018 1 min read

SOLD: 2606 Christy Circle, Durant, OK – 3 Bed, 2 Bath Home

✅ SOLD · MARCH 14, 2018We just closed on 2606 Christy Circle in Durant, Oklahoma, a 3 bedroom, 2 bath home with 1,639 square feet. It closed on March 14, 2018. We were proud to represent the buyer.$143,500Sold price3 bd / 2 baBedrooms / baths1,639Square feet$88Price per sq ftBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If yo

Mar 7, 2018 1 min read

SOLD: 206 Old Shawnee Trail Dr, Gordonville, TX – 2 Bed, 1 Bath Home

✅ SOLD · MARCH 7, 2018We just closed on 206 Old Shawnee Trail Dr in Gordonville, Texas, a 2 bedroom, 1 bath home with 1,000 square feet. It closed on March 7, 2018. We were proud to represent the buyer.$105,000Sold price$119,500List price2 bd / 1 baBedrooms / baths1,000Square feet0.34 acLot size$105Price per sq ft1984Year builtBuyerWe representedHere is what the MLS and public record show for thi

Feb 28, 2018 1 min read

SOLD: 3221 N Marseille Ln, Sherman, TX – 3 Bed, 2 Bath Home

✅ SOLD · FEBRUARY 28, 2018We just closed on 3221 N Marseille Ln in Sherman, Texas, a 3 bedroom, 2 bath home with 1,444 square feet. It closed on February 28, 2018. We were proud to represent the buyer.$165,000Sold price$163,000List price101.2%Of list price3 bd / 2 baBedrooms / baths1,444Square feet0.25 acLot size$114Price per sq ft1979Year builtBuyerWe representedHere is what the MLS and public r

Feb 16, 2018 1 min read

SOLD: 53 Spanish Trl, Pottsboro, TX – 3 Bed, 3 Bath Home

✅ SOLD · FEBRUARY 16, 2018We just closed on 53 Spanish Trl in Pottsboro, Texas, a 3 bedroom, 3 bath home with 1,581 square feet. It closed on February 16, 2018. We were proud to represent the buyer.$155,000Sold price$189,900List price3 bd / 3 baBedrooms / baths1,581Square feet0.34 acLot size$98Price per sq ft1960Year builtBuyerWe representedHere is what the MLS and public record show for this pro

Feb 6, 2018 1 min read

SOLD: 108 Redbud Lane, Atoka, OK – Land

✅ SOLD · FEBRUARY 6, 2018We just closed on 108 Redbud Lane in Atoka, Oklahoma, a property. It closed on February 6, 2018. We were proud to represent both the buyer and the seller.$185,000Sold priceBoth sidesWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you are curious what your land would sell for in today's market, we will put