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Nov 4, 2026 • 6 min read

Section 184 vs. FHA vs. Conventional: Which Loan Actually Saves You More?

For eligible Native American homebuyers purchasing on trust or restricted land in our Oklahoma coverage area, a Section 184 loan can require a down payment as low as 1.25–2.25% with no ongoing annual mortgage insurance — often beating both FHA (3.5% down, with upfront and annual mortgage insurance) and conventional financing (commonly 5% or more down, plus private mortgage insurance below 20% equ

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Recent Blog Posts

Feb 5, 2018 1 min read

SOLD: 32 Greens Road, Durant, OK – 3 Bed, 3 Bath Home

✅ SOLD · FEBRUARY 5, 2018We just closed on 32 Greens Road in Durant, Oklahoma, a 3 bedroom, 3 bath home with 2,304 square feet. It closed on February 5, 2018. We were proud to represent the buyer.$209,250Sold price3 bd / 3 baBedrooms / baths2,304Square feet0.55 acresLot size$91Price per sq ft2007Year builtBuyerWe representedHere is what the MLS and public record show for this home:If you are curi

Jan 12, 2018 1 min read

SOLD: 232 Tolley Lane, Cartwright, OK – 2 Bed, 1 Bath Home

✅ SOLD · JANUARY 12, 2018We just closed on 232 Tolley Lane in Cartwright, Oklahoma, a 2 bedroom, 1 bath home with 1,581 square feet. It closed on January 12, 2018. We were proud to represent both the buyer and the seller.$96,000Sold price2 bd / 1 baBedrooms / baths1,581Square feet$61Price per sq ftBoth sidesWe representedHere is what the MLS and public record show for this property:Photos: Zillow

Jan 4, 2018 1 min read

SOLD: 5276 S Holley Rd, Atoka, OK – 2 Bed, 2 Bath Home

✅ SOLD · JANUARY 4, 2018We just closed on 5276 S Holley Rd in Atoka, Oklahoma, a 2 bedroom, 2 bath home with 1,280 square feet. It closed on January 4, 2018. We were proud to represent the seller.$120,000Sold price2 bd / 2 baBedrooms / baths1,280Square feet$94Price per sq ftSellerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If yo

Jan 4, 2018 1 min read

SOLD: 5297 S Holley Road, Atoka, OK – 2 Bed, 1 Bath Home

✅ SOLD · JANUARY 4, 2018We just closed on 5297 S Holley Road in Atoka, Oklahoma, a 2 bedroom, 1 bath home with 1,360 square feet. It closed on January 4, 2018. We were proud to represent the seller.$120,000Sold price2 bd / 1 baBedrooms / baths1,360Square feet2.63 acresLot size$88Price per sq ft2003Year builtSellerWe representedHere is what the MLS and public record show for this home:If you are c

Dec 5, 2017 1 min read

SOLD: 1131 S Perry Street, Denison, TX – 3 Bed, 2 Bath Home

✅ SOLD · DECEMBER 5, 2017We just closed on 1131 S Perry Street in Denison, Texas, a 3 bedroom, 2 bath home with 1,234 square feet. It closed on December 5, 2017. We were proud to represent the buyer.$150,000Sold price3 bd / 2 baBedrooms / baths1,234Square feet0.21 acLot size$122Price per sq ft2017Year builtBuyerWe representedHere is what the MLS and public record show for this property:Street Vie

Nov 30, 2017 1 min read

SOLD: 1293 S Chisholm Road, Caddo, OK – Land

✅ SOLD · NOVEMBER 30, 2017We just closed on 1293 S Chisholm Road in Caddo, Oklahoma, a property. It closed on November 30, 2017. We were proud to represent the buyer.$125,000Sold priceBuyerWe representedHere is what the MLS and public record show for this property:Street View image © Google, showing the current view at this address. It may differ from how the property looked at closing. We did no

Nov 30, 2017 1 min read

SOLD: 12997 S Chisolm Rd, Caddo, OK – 4 Bed, 2 Bath Home

✅ SOLD · NOVEMBER 30, 2017We just closed on 12997 S Chisolm Rd in Caddo, Oklahoma, a 4 bedroom, 2 bath home with 1,935 square feet. It closed on November 30, 2017. We were proud to represent the buyer.$125,000Sold price$130,000List price4 bd / 2 baBedrooms / baths1,935Square feet3.51 acLot size$65Price per sq ft2011Year builtBuyerWe representedHere is what the MLS and public record show for this

Nov 21, 2017 1 min read

SOLD: 811 N 5th Street, Durant, OK – 2 Bed, 1 Bath Home

✅ SOLD · NOVEMBER 21, 2017We just closed on 811 N 5th Street in Durant, Oklahoma, a 2 bedroom, 1 bath home with 828 square feet. It closed on November 21, 2017. We were proud to represent the buyer.$75,500Sold price2 bd / 1 baBedrooms / baths828Square feet$91Price per sq ftBuyerWe representedHere is what the MLS and public record show for this property:Photos: Zillow®, via the MLS listing.If you